Houston, TX · Licensed in 40+ States · 100+ Agents

Build a Career
Worth Being
Proud Of.

At Meron & Kemboi Financial Agency, we're not hiring order-takers. We're building the next generation of financial leaders — people who want to protect families and build lasting wealth for themselves.

No prior insurance experience needed
Uncapped commissions — paid daily
100% remote — work from anywhere
Full licensing support from day one
Build and lead your own agency
100+
Agents Nationwide
40+
States Licensed
$1M+
Founder Production
Daily
Commission Pay
Apply to Join the Team
Schedule Your Career Interview

Fill out the form below and one of our team leaders will reach out within 24 hours to walk you through the opportunity.

We do not sell or share your personal information. A team leader will reach out within 24 hours.

Our Track Record
Top Impact Player Award
$1M+ Personal Production
40+ States Licensed
5,000+ Families Served
Welcome to M&K Financial Agency

This is not your
average opportunity.

Meron and Kip built this agency from zero — becoming $1M+ producers, winning Top Impact Player awards, and growing a team of 100+ agents across 40+ states.

Their system works. Their mentorship is real. And they're looking for people who are ready to build something serious — regardless of background or experience.

Former teachers, coaches, engineers, athletes, and sales reps have all come through this door and built careers they're proud of. You could be next.

Schedule Your Interview →
Founded by Producers

Meron started in April 2021 as a Civil Engineer turned agency Owner. Kip started in 2018 as a former NFL/NHL/MLB performance trainer. Both reached $1M+ production before building the team you'd be joining.

The Mentorship Difference

Most agencies leave you on your own after licensing. We don't. You get a personal mentor, live call training, and leadership access — for as long as you need it. Kip and Meron are hands on, every day.

Your Income Ceiling

There isn't one. Whether you want to replace a $60K salary or build a seven-figure agency with your own team — our system supports both paths. Daily pay. Real commissions. Real freedom.

2025 Year-End Results

A record-breaking
year — by the numbers.

2025 was our biggest year yet. $1.2M+ in total agency production, 900 total applications, 97 active writers, and 70 brand-new agents who joined and started building their careers.

This is what happens when you combine the right system, the right mentorship, and people who are ready to work. These numbers belong to our agents — people just like you who decided to start.

Be Part of 2026 →
Kemboi Financial Agency 2025 Year End Stats — $1,208,441 total production, 900 applications, 97 writers, 70 new writers
Kemboi Financial Agency · Official 2025 Year-End Stats
Meron & Kemboi Financial Agency team — annual cruise trip

We celebrate the people
who show up.

Top producers earn more than commissions. They earn trips, recognition, and a team that feels like family. This is what we're building — and there's room for you in it.

Join the Team →
Your Future Leaders

Led by people who've done it.

Meron Degefu and Kip Kemboi — Co-Founders of Meron & Kemboi Financial Agency

"We built this from zero. We know what it takes. And we'll show you exactly how to do it."

— Meron Degefu & Kip Kemboi, Co-Founders
M
Meron Degefu
Co-Founder & Agency Owner
Civil Engineer & Geophysicist turned Agency Owner

Started April 2021. Built a 100+ agent agency across 40+ states. Her engineering background gives her a systems-first approach to training, growth, and client service that every agent in the agency benefits from.

$1M+ in personal production
Top Impact Player — multiple award cycles
100+ agents · 40+ states
K
Kip Kemboi
Co-Founder & Agency Director
Former NFL / NHL / MLB Performance Trainer

Started 2018. Brings a championship coaching mindset to agent development — the same discipline and systems he used training professional athletes. His agents grow faster because the training is built for performance.

$1M+ in personal production
Top Impact Player — national recognition
Architect of the agency growth system
What We Offer

Everything you need to succeed

We've built the infrastructure so you can focus on what actually matters — helping clients and growing your income.

🎓

Licensing Support

We walk you through your state licensing exam from start to finish. Study guides, exam prep coaching, and strategy included. Most agents are fully licensed in 2 weeks.

📞

Live Sales Training

Proven scripts, real call listening, role-play sessions, and direct observation of top producers. You'll know exactly what to say — and when to say it — from day one.

🤝

Personal Mentorship

Every agent is paired with a personal mentor — an active top producer providing real-time feedback and weekly check-ins. Kip and Meron are hands-on, every single day.

💻

100% Remote Work

Virtual client meetings. Digital applications. A fully remote workflow. Build your career from anywhere in the country — your home, a coffee shop, or a beach. Your call.

💰

Daily Commission Pay

We don't make you wait 30 or 60 days. Commissions are paid daily and directly. You always know exactly what you've earned and when it hits your account.

🏢

Agency Builder Path

Ready to build a team? We show you how. Recruit, develop, and lead your own agents. Earn overriding income on every producer in your downline — wealth that compounds over time.

Agent Success Stories

Hear it from our agents.

Real people who came from completely different backgrounds and built real careers here.

"

I came in with zero insurance experience — I was a special olympics coach. Within 90 days I replaced my income completely. The mentorship here is real. Meron and Kip actually show up for their agents. I made team lead in 8 months and I'm building something I'm genuinely proud of.

JM
Jamie M.
Team Leader · Pennsylvania · 2025
"

The system they've built is unlike anything in the industry. The training is structured, the culture pushes you to grow, and the leadership genuinely invests in your success. I never thought I'd say insurance changed my life — but it genuinely did.

BL
Bobby L.
Agent · Washington · 2022
"

Kip's coaching background really shows. He treats agent development exactly like athlete development — disciplined, goal-oriented, and focused on winning. I've grown faster here in one year than in three years at my previous agency.

SL
Suzanne L.
Team Lead · New York · 2024
The Agent Journey

From application to agency owner

A clear, proven path — no guesswork, no gatekeeping, no ambiguity.

01

Apply & Interview

Submit your application. A team leader schedules your career interview within 24 hours and walks you through the full opportunity.

02

Get Licensed

We provide full licensing support — study guides, exam prep, and coaching. Most agents are fully licensed in 2 weeks.

03

Train & Earn

Start live training immediately. Make your first sale in your first 30 days. Get paid daily. Build your client base with full team support.

04

Build Your Agency

Once you're producing, start recruiting your own team. Earn overriding commissions. Build compounding, lasting income.

Income Potential

What does uncapped
actually look like?

There's no salary. There's no ceiling. Your income reflects your effort, your consistency, and how many people you help.

Our top agents build agencies — meaning their income keeps growing even when they're not working. That's the kind of financial freedom we help people build here.

Commissions are paid daily — no waiting periods, no surprises.

$80K+
Average first-year agent income
$160K+
Average second-year agent income
$250K+
Agency builder annual income
$1M+
Founder personal production
Ready to Start?

Your next step starts here.

The interview is free. The opportunity is real. The only question is whether you're ready to take it.